DECLARATION OF RIGHTS

Acceptance of Declaration of Rights

This website provides services for you in accordance with the following Declaration of Rights. This Declaration of Rights may be subject to updates by the website from time to time without prior notice. In case of any modifications to this Declaration of Rights on the website (hereinafter referred to as the “Declaration"), the details will be published on the website. The modified Declaration, once published on the website, will replace the previous version. You may visit http://www.hywinwealth.com at any time to view the latest version of the Declaration. You are supposed to read this Declaration carefully before using the services provided by this website (hereinafter referred to as the "Services"). If you do not agree with this Declaration and/or any modifications thereof, you may cancel the Services at any time. Your use of the Services can be interpreted as that you have fully understood and agreed with the contents of this Declaration, including any modifications thereof, and become a user of this website (hereinafter referred to as the "User").

Modification of the Services

This website reserves the right to modify or terminate, without prior notice, the Services, or any part thereof, temporarily or permanently at any time. You agree that this website shall not be liable to you or any third party for any modification, suspension or termination of the Services, or any part thereof.

User Privacy

This website shall not disclose your personally identifiable information to anyone, unless:

a.You agree to share the information with any third parties;

b.Such disclosure is a prerequisite for providing the information or services you request;

c.We are required to disclose the information to the companies that provide information or services on our behalf (these companies are not authorized to use your identifiable information, unless otherwise notified);

d.Such disclosure is a requirement by relevant laws and regulations, or by judicial or administrative authorities;

e.You are identified as having violated this Declaration.

Disclaimer

You expressly understand and agree that:

Your use of the Services is at your own risk. This website, Hywin Wealth, or related legal entities, do not provide any warranties or guarantees, explicit or implicit, for the Services, including but not limited to warranties or guarantees of commercial suitability, applicability for specific purposes, and non-infringement on the rights of others.

Part of the information on this website may be obtained through public and non-public channels. This website does not guarantee its authenticity, accuracy, completeness, timeliness or correctness. The inclusion of such information does not represent that Hywin Wealth agrees to it, in whole or in part, and Hywin Wealth shall not bear any legal responsibilities for such inclusion.

Any pictures, videos, or articles on this website with the signature or source of "Hywin Wealth" or "Research Department of Hywin Wealth", shall be owned by Hywin Wealth. No contents on this website are allowed to be downloaded, duplicated or reprinted. Violators will be held liable by Hywin Wealth or related legal entities.

This website does not guarantee:

a.The Services provided will meet your requirements;

b.The Services will be provided in timely and secure manner, or without interruptions or errors;

c.The results obtained by using the Services are correct and reliable;

d.Any products, services, or information you purchase or obtain through the Services will be reliable and meet your expectation;

e.Any bugs in the software will be corrected.

It's your choice to download, at your own risk, contents other than those explicitly stated in this Declaration as not downloadable. Any damages to your computer system or the loss of data caused by the download of any contents shall be solely borne by you.

Unless expressly stated in this Declaration, any advice or information you obtain from this website or via the Services, orally or in writing, shall not constitute any guarantee beyond this Declaration.

This website may contain forward-looking statements, including but not limited to, "expect,""should,""estimate,""may,""will,""would,""believe,""future,""plan," among other expressions. Forward-looking statements usually involve uncontrollable risks and uncertainties that may cause actual results to be completely inconsistent with the expected results in the forward-looking statements. Therefore, it’s advisable to not rely solely on the forward-looking statements on this website and to always take possible risks and uncertainties into consideration. This website states that it has no obligation whatsoever to update or revise any forward-looking statements, regardless of the latest information, future events, or other circumstances.

Limitation of Liability

You expressly understand and agree that this website, Hywin Wealth, or related legal entities shall not bear any direct, indirect, incidental, special, derivative or punitive liabilities, for the loss of profit, reputation, application, data, or other intangible losses out of the following reasons (even if this website has been notified in advance of the possibility of such liabilities):

a.Use or unavailability of the Services;

b.Costs incurred to replace any goods, data, information, services, received messages, or concluded transactions, purchased or otherwise obtained from or through the Services;

c.Unauthorized access or alteration of your transmission or data;

d.Statements or actions made by any third party in the Services;

e.Other matters related to the Services, except as expressly provided in this Declaration;

f.Economic losses due to fraudulent information published or delivered by any third party.

Tips for Finance-related Services

If you wish to set up or accept any services regarding business information, stock prices, investments or securities, or to receive or request any messages, information, warnings or other information from the Services, please read the aforementioned "Disclaimer" and "Limitation of Liability", which are especially applicable to you. For such information, "investors should exercise extra caution", because the information provided via the Services is not intended to be used or relied upon for trading or investment purposes. This website and its licensors, Hywin Wealth and its related legal entities are not responsible for the accuracy, applicability and availability of any information transmitted through the Services. You are solely responsible for the consequences and liabilities arising from any transactions or investment decisions based on the foregoing information.

The Storage and Restriction of Information

You acknowledge that this website has the right to formulate general measures and restrictions on the use of the Services, including but not limited to the maximum period of contents posted or uploaded via the Services, the maximum disk space allocated for you by the server of this website, and the maximum number of times you can use the Services (and the maximum duration for each use). You agree that this website shall not bear any responsibilities if any information, communication materials or other contents stored or transmitted through the Services are deleted or not stored. You also agree that this website has the right to close accounts that have been inactive for an extended period of time, and also has the right to change, at its own discretion, these general measures and restrictions from time to time, with or without prior notice.

User Management

The User shall agree that the Services will not be used for any illegal or improper activities, including but not limited to:

Uploading, posting, or otherwise transmitting any of the following:

a.information that is against the basic principles established in the Constitution of the P.R.C;

b.information that may endanger national security, disclose state secrets, subvert the government, and undermine national unity;

c.information that may bring harm to the honor or interest of the nation;

d.information that may incite ethnic hatred or discrimination, and undermine national unity;

e.information that may undermine national religious policies, or promote cults and superstitions;

f.information containing untrue statements that may disrupt social order and destabilize the society;

g.information of obscenity, pornography, gambling, violence, homicide, terror or crime;

h.information that may insult or slander others, and infringe upon others' legal rights;

i.information that contains false, scam, harmful, coercive, privacy intrusive, harassing, assaulting, slandering, vulgar, obscene, or other morally offensive contents;

j.information that contains other contents restricted or prohibited by Chinese laws, regulations, rules, ordinances and/or legally effective norms.

Harming the interests of minors in any manner;

Impersonating any person or organization, including but not limited to the owner of this website, forum administrator, or misrepresenting one's connection with any person or organization;

Fabricating the title or otherwise manipulating the identifiable information to misrepresent the source of any content transmitted through the Services;

Uploading, posting, emailing or otherwise transmitting any contents known but not authorized to be transmitted under any laws, contracts, or legal relationships (such as internal information, exclusive and confidential information obtained or disclosed due to employment or according to non-disclosure contract);

Uploading, posting, emailing or otherwise transmitting any contents that infringe upon others' copyrights, patents, trademarks, trade secrets, or other exclusive rights (hereinafter referred to as "Exclusive Rights");

Uploading, posting, emailing or otherwise transmitting any advertising letters, promotional materials, "spam letters", "chain letters", "direct sales" or any other solicitation materials, except for such conducts in areas for the aforementioned purposes in accordance with applicable guidelines or rules;

Uploading, posting, emailing or otherwise transmitting any computer viruses ,or other computer codes, files and programs that are designed to interfere with, destroy, or restrict the functions of any computer software, hardware, or communication devices (including but not limited to trojan horses, worms, time bombs, cancelbots) (hereinafter referred to as "Viruses");

Disrupting normal dialogues, causing the screen to flash, or preventing other users of the Services from entering, or negatively affecting other users' ability to participate in instant communication;

Interfering with or disrupting the Services, or servers and networks connected to the Services, or violating any rules, procedures, policies, or regulations concerning the networks connected to the Services;

Tracking or otherwise harassing others;

Intentional or unintentional violating any applicable local, national and international laws, including but not limited to rules or regulations issued by the Stock Exchanges of Hong Kong, Shanghai, or Shenzhen, or any rules of any country or other stock exchanges, including but not limited to the New York Stock Exchange, the American Stock Exchange, or NASDAQ, and any legally-binding rules;

Intercepting, tampering with, collecting, storing, or deleting the personal information, e-mail, or other data of others without lawful authorization, or using such information for any illegal or improper purposes.

You have acknowledged that this website does not perform any prior review of the contents you may upload, nor does it have full control over the users’ behaviors. When you use any contents, including when relying on the accuracy, completeness or usefulness of the foregoing contents, you agree that you will judge by yourself and bear all the risks arising therefrom. However, this website and its designees have the right, but not the obligation, to reject and delete, at their own discretion, any contents that may be provided through the Services but in violation of this Declaration, or otherwise offensive to this website.

You understand and agree that the contents of this website may be stored or disclosed in accordance with the requirements of applicable laws and regulations, or in good faith for the following purposes, or to the extent reasonably necessary to determine that the contents must be preserved or disclosed:

a.To comply with legal procedures;

b.To enforce this Declaration;

c.To respond to any claims made by any third parties;

d.To protect the rights, properties and/or personal safety of this website, its users and/or the public;

e.Other circumstances this website deems necessary.

You understand and agree that through the technical processing and transmission of the Services, any contents you provide may:

a.be transmitted through various networks;

b.be subject to change to comply with and meet the technical requirements of the connected network or device.

Warranty

You agree to indemnify this website, Hywin Wealth-related legal entities and their subsidiaries, affiliates, senior officers, agents, brand co-owners or other partners and employees from any claims or requests arising from or resulting from any third parties, including reasonable attorney fees, as a result of the contents you provide, post or transmit through the Services, your connection to the Services, your breach of this Declaration, or your infringement of any rights.

Termination of the Services

You agree that this website may terminate the Services, or any part thereof, at any time, with or without notice, for any reason. You agree that the Services provided in accordance with any provisions of the Declaration can be suspended or terminated without prior notice, and this website shall not be liable to you or any third party.

Notice

Notifications to you can be made via online announcements, emails, and regular mails. In case of any changes to this Declaration or other matters, the Services will show you such notices or provide you with links to such notices.

Official Information Platform

The official website of Hywin Wealth is http://www.hywinwealth.com, which is the only official website of our company. The official mobile app launched by Hywin Wealth is “Pocket Hywin”. Our branding efforts will only be carried out on the aforementioned official platforms. Any websites or mobile apps with the name “Hywin Wealth” or other similar names created by any third parties have nothing to do with Hywin Wealth, and the information they provide regarding wealth management or investment has nothing to do with our company. Our company reserves the right to hold legally liable those who improperly use our company name and/or logo to sell wealth management or investment products via WeChat, mobile apps or the Internet.

Ownership of Contents

This website is owned and operated by Hywin Wealth Management Co., Ltd., or "Hywin Wealth" herein. All elements of this website, including but not limited to, the general design and "contents" are protected by copyright, trademark and other relevant intellectual property laws. Except as expressly permitted in this Declaration or other contracts with Hywin Wealth, no part or element of this website and/or its "contents" may be duplicated or re-transmitted in any way.

Applicable Law

This Declaration and your relationship with this website are both governed by the laws of the People's Republic of China. Disputes between you and this website regarding the Services, this Declaration or other related matters shall be resolved through litigation to a court of competent jurisdiction.

If any provision of this Declaration is invalid due to conflict with any laws of the People's Republic of China, you agree that other provisions remain effective between the relevant parties for the purpose of this Declaration.

Miscellaneous

The failure of this website to exercise or enforce any rights or provisions of this Declaration shall not constitute a waiver of the aforementioned rights.

Your use of related services, contents, or software provided by any third parties shall also comply with the applicable additional terms and conditions.